Frequently Asked


Is Saifu a bank?

We’re not a bank – but we do offer a lot of the services that most banks provide. For example, with your Saifu account you can:

Make payments
Accept payments
Convert funds into other currencies
Load currencies & cryptocurrencies onto credit cards and debit cards
Pay employee salaries
Accept payments

… and more

What can I do with a Saifu account that I can’t do with a

conventional bank account?

Most conventional bank accounts will only let you manage traditional currencies. However, Saifu lets you manage both traditional currencies and cryptocurrencies.

Is Saifu just another cryptocurrency exchange?

No… Saifu is very different from the typical cryptocurrency


There are three major benefits that a Saifu account offers


Saifu uses world-class, bank grade security

Whereas most cryptocurrency exchanges aren’t subject to

external regulation, Saifu wants to do more to protect its

customers – so we’ve deliberately chosen to work with

external regulators. We believe that subjecting our business

to external regulation helps to show our customers that

we’re committed to providing a service they can depend



Because Saifu gives you one account – for both traditional

currencies and cryptocurrencies – you don’t have to endure

the hassle of running both a conventional bank account and

a separate cryptocurrency exchange account. Furthermore,

our online service – and our mobile app – have both been

designed to make it quick & easy for you to manage your

currencies & cryptocurrencies.

Are there any banking services that Saifu doesn’t currently offer?

Currently, we don't offer loans and we don’t offer term deposits

Can I get a demo of how Saifu works?

Yes, of course. Just click here… and you can see how easy it is to use Saifu. There’s no obligation to open an account.

How long does it take to open an account?

With just a few mouse clicks and some answers to a few simple questions, you can apply for your own Saifu account. Then, after we’ve run some standard checks – that most banks run – we’ll contact you to let you know if your application has been successful.

Do I have to be rich to open a Saifu account?

No. Anybody can open an account. All you need is sufficient funds to do what you want to do… for example:

Load money onto a debit card
Buy cryptocurrencies

Will buying cryptocurrencies make me rich?

Maybe yes… maybe no. There’s no denying that a lot of people have made a lot of money by investing in cryptocurrencies. However, it’s impossible for anybody to predict future exchange rates.

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